XPay个人收款支付系统

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声明

此系统只针对个人开发收款支付，实际可应用到实现自动维护捐赠表等业务，无法商用！最新版本可已实现充值、发卡、发货等业务，可勉强供真正个人商用！日入百万千万的请绕道！当然你还可将此项目当作入门级的SpringBoot练习项目

v3.1版本已发布！支付宝微信官方接口 自动回调！

• v3.1 新增微信支付官方接口 自动回调 提供个人申请教程(需一定开通成本)

• v3.0 新增支付宝当面付 官方接口 自动回调 提供个人申请教程

• v2.0 支付宝新增扫码点单收款，暂无风控，支持一键打开支付宝APP

• v1.9 新增云闪付收款【国外可用 收款直达银行卡】，支付宝新增一键红包支付模式

• v1.8 支付宝新增多种支付方式(含银行转账) v1.7 支付宝无法修改金额备注 新增支付宝扫码检测

• v1.6 支付宝使用转账码方案 v1.5 解决近期支付宝史上最严风控问题 v1.3 实现轮询回调

• 实现订单支付标识 解决无法识别支付人问题

• 实现一键打开支付宝APP支付(支持安卓浏览器、IOS应用，不支持微信中打开)（支付宝已封禁）

• 实现移动端支付方案 支持H5、APP、小程序

  XPay

  • 支持支付宝、微信、QQ钱包、翼支付、云闪付等任意收款码，资金直接到达本人账号，官方通道自动回调，免签通道个人移动端一键审核即时回调，不需提现，不需备案，完全免费，不干涉监听任何支付数据，个人收款0风险方案（前提正规业务小量金额）
  • 结论：个人收款较少的支付业务推荐使用

  开发流程原理（以下为免签通道原理，官方通道7*24小时自动回调）

  最新文档详见源码中的 文档 文件夹

  • 用户确认订单，需填写邮箱地址(用于邮件通知)、手机号(用于短信通知)等信息

    

  • 配置你的个人收款码，二维码图片配置在 src\main\resources\static\assets\qr 文件夹中，已有 alipay（对应支付宝收款码）、wechat（微信）、qqpay（QQ钱包）文件夹存放相应收款码。可设置固定金额二维码（文件名为“收款金额.png”，例如“1.00.png”）或自定义金额二维码（文件名为“custom.png”），建议分辨率>=180px比例1:1，推荐二维码美化工具，对应页面在 src\main\resources\templates 中 alipay.html、wechat.html、qqpay.html。当然聪明的你还可以在 pay.html 和这些中自定义业务逻辑，修改JS代码即可。

    

  • application.properties 配置文件中修改你的管理员邮箱等

  • 下载对应邮箱App，打开支付宝、微信收款语言通知等提醒，收到到款通知后，查看审核邮件，在邮件中根据备注号进行该交易任意人工审核确认操作完成回调，未到账的不用管，系统定时自动处理（默认01:00-08:00定时任务自动关闭系统）

     

  疑问

  • 如何确定收款来自哪笔交易订单？
    • 根据收款码中备注标号与审核邮件中的标识号匹配，详见文档
  • 半夜怎么办？
    • 最新版系统已加定时任务默认01:00-08:00自动关闭系统（除官方接口7*24自动回调），审核邮件中也提供手动开关链接
  • 为什么不做自动监听挂机App？
    • 迟早被封的为什么要做？…XPay主要面向真正个人如学生群体，也目前成本最低最稳定的方案，免费！
    • 不想受限制、不想用APP监听、还想免费？请用我这套，哈哈